Which of the following is a type of captive formed to write most types of liability insurance coverage? A. Risk orientation groups B. Risk reduction groups C. Risk retention groups D. Risk avoidance groups
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Which of the following is a type of captive formed to write most types of liability insurance coverage?
A. Risk orientation groups
B. Risk reduction groups
C. Risk retention groups
D. Risk avoidance groups
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- The transfer the risk from an insured individual to a group to minimize the possibility of losses is a concept known as? a. Underwriting risk b. Adverse selection c. Loss risk exposure d. Risks poolingdescribing how the element of "risk" factors into the concept of insurance. cite a specific type of insurance policy and indicate how risk will play into the issuance of the insurance policy.Explain and give examples of the following risk Management techniques a. Retention b. Self insurance c. Captive Insurance d. Separation
- Describe the Comprehensive General Liability Insurance?1. The significant risk that is transferred from the policyholder to the issuer of an insurance contract is:a. Lapse or persistency riskb. Financial riskc. Expense riskd. Insurance risk2. Under the general model of PFRS 17, a group of insurance contracts is initially measured at:a. The fulfillment cash flowsb. The contractual service marginc. Either a or bd. Both a and b3. A group of insurance contracts is subsequently measured at:a. The liability for remaining coverageb. The liability for incurred claimsc. Either a or bd. Both a and b4. According to PFRS 17, an insurance contract is NOT derecognized when:a. Expiredb. Terms have been modified, and the modification is not substantivec. Terms have been modified, and the modification is substantived. Extinguished5. According to PFRS 17, an accounting service result is recognized in:a. Profit or lossb. Other comprehensive incomec. Statement of financial positiond. Partly in profit or loss, and partly in other comprehensive incomeUse the…Briefly explain the difference between an insurance and an assurancepolicy?
- It pertains to a risk management technique when acquiring a life insurance. *risk avoidancerisk retentionrisk transferanswer not givenDefine this following terms: Environmental Risks, liability risks, insurable risks, self insuranceSubject name: Principles of Insurance and Risk Management, Answer it fast please.