Before proceeding with Chapter 7 bankrupcy, a debtor must complete a. credit counseling b. spending counseling c. community service d. a jail sentence
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Before proceeding with Chapter 7 bankrupcy, a debtor must complete
a. credit counseling
b. spending counseling
c. community service
d. a jail sentence
Step by step
Solved in 2 steps
- Identify as to ethical or unethical the following situations then prove your answer. 1. Addressing client’s complains in real time.2. Copying the work of others without giving due recognition to the owner.3. Hospital wastes being disposed in bodies of water or empty lots.4. Non-disclosure of the company’s financial condition to investors.5. Compensating employees with above minimum salary, food and transportation allowance, medical insurance, and housing.Believing that his debt is due when in fact it is not, Dr paid his 10,000 debt to Cr. Give the effect of this payment? A. Dr may not recover because the payment is valid. b. Dr may not recover because anyway he is indebted to that amount and it has to paid. C. Dr. may recover his payment because it was not yet due together with the fruits and interest from the time of payment. d. Both a and bOE B A mortgage loan originator (MO) accesses a loan applicant's credit report and discovers that one of the debt obligations that the applicant reported on the application is not listed on the report. The MLO must counsel th applicant to: A.) remove the obligation disclosure from the application. B) stop making payments on the obligation. C) provide evidence of the obligation. D.)create a document discharging the obligation. 目
- 2. Punitive damages are: a. generally not available in tort cases. b. often awarded in cases of contract interference. c. only available in negligence actions. d. None of the above2. A business without proper business plan will be one geared towards Jailure. 3. Outline the FIVE steps in process for the registration of an Early Childhood Institution with the Early Childhood Commission.“One of the ways in which fraud upon the bankruptcy system occurs is when debtors intentionally conceal assets from the bankruptcy process. Indeed, reported bankruptcy court decisions are rife with examples of debtors attempting to hide or shield assets from their creditors. Debtors who are discovered concealing assets are subject to certain civil remedies, such as the dismissal of their bankruptcy case or the denial of the discharge of their preexisting indebtedness”. Required: Critically explain three common ways that fraud perpetrators conceal and transfer assets/ income during bankruptcy.
- 7 Under SAFE Act regulations, which of the following statements is true? A Loan processors and originators have to be ● licensed as mortgage loan originators (MLOs). BO Loan processors and underwriters have to be licensed as MLOs. (CO Loan processors and underwriters who are not employed by a bank (depository institution) have to be licensed as MLOs. A loan processor or underwriter who is an employee of a licensed mortgage lender and who operates under the supervision of a licensed MLO is not required to be licensed as an1. Which liability policy is BEST suited to protect someone who manages private pensions and employee plans? a. Eros and omissions b. Malpractice c. Fiduciary liability d. Directors and officers 2. Under personal automobile expenses, the insurer pays personal expenses for a. Medical or funeral services b.Rental car reimbursement c. Pain and suffering d. Long- term disability care 3. Which of the following is NOT part of the common policy conditions under a businessowners policy (BOP)? a. Vandalism b. Cancellation c. Policy Period d. Premium payment 4. Which of the following is an example of an unfair claim settlement practice? a. Delaying the settlement of claims submitted in which liability has become clear. b. Replacing a police when it is in the best interest of the insured c. Adopting and implementing standards to settle claims in a timely manner d. Disclosing the settlement terms and provisions of the contract of insurance 5. The purpose of the New York State Disability…Phillip is a broker who was hired by Sam to help him find a new investment property. Phillip identifies a property that fits Sam's investing criteria. Sam asks Phillip to do some research and provide him with an opinion of title on the property. Is Phillip permitted to do this? ○ No. This would be considered an unauthorized practice of law. No. Phillip needs his sales associates license in order to issue an opinion of title. Yes. Brokers are always permitted to issue an opinion of title. Yes. As long as Phillip notifies FREC, he can issue an opinion of title.
- https://www.insurancejournal.com/news/southeast/2022/09/26/686645.htm 1. Who was the plaintiff and who is the defendant in this case? What remedy(s) was the plaintiff asking for the court to give? 2. Which aspect of "capacity" was the plaintiff in this case claiming was missing? Explain why. 3. What did the court rule and why? PLEASE ANSWER ALL 3 QUESTIONS IN AT LEAST 3-4 SENTENCESWith respect regarding to obligations and contracts 1. Can you give a Beliefs/misconceptions; 2. The concept of "quits" or Compensation; and 3. The effect of Super Typhoon and a thing which is the subject of an obligation and its lost;In a self-funded health plan for a commercial company, which entity bears the risk for the medical costs: A. Health Plan B. Federal Government C. Member D. The company purchasing the insurance 2. Under the essential benefits of the affordable care act, which benefit requires no cost sharing for the member (i.e., first dollar coverage): A. Emergency services B. Maternity services C. Laboratory services D. Preventive and wellness services 3. Language in provider contracts that automatically renew the agreement for additional term(s) would be found under which of the following contract clauses in a managed care agreement: A. For cause termination B. Indemnification C. Evergreen D. Utilization management 4. Payment by a health plan to a provider in a fee for service arrangement represents what to a provider: A. Cost B. Revenue C. Investment D. Reimbursement 5. Which of the following is not true of a self-funded plan: A. Health plan bears the risk for the medical cost B. Not regulated by…