One of the most debated topics in politics today is universal healthcare. There has been a lot of debate on how the United States should go about implementing healthcare. Some theorize that the best way to expand the programs we have today, others say that the best way is to give coverage to everyone, and scrap the coverage we have now and have total free market coverage. While all of these have positives that could help citizens, there are also consequences that have the potential to hurt citizens. There is no clear solution to this problem, but with compromise from every side of this issue there may be a way for the United States to give citizens have some type of coverage. Medicare and Medicaid had the most significant impact on coverage for United States citizens until the addition of Obamacare which has created a greater impact than these programs. This act [The Affordable Care Act] gave over twenty million people access to insurance (Center 1). However, this act also took away coverage for thousands of citizens due to the increase of requirements for coverage. This was a step in the right direction for universal healthcare, but the negative effects still hurt thousands of people who actually lost coverage. This has led to arguments in congress about what should be done with this act. There has already been over hundreds of amendments to the Affordable Care Act, but is this the best way to deal with this issue? There are several different ideas presented to give the
In the American House of Representatives, the weeks leading up to March 24 2017 were tense ones. In an attempt to fulfill one of his numerous campaign promises, President Donald J. Trump, worked with the Speaker of the House, Paul Ryan, to create and pass a replacement for the Affordable Care Act, informally called Obamacare. This replacement was dubbed the “American Health Care Act” and was first passed through the House Ways and Means Committee and the House Energy and Commerce Committee. After a passing another vote, the bill was designated to be voted on by the House of Representatives on March 23, 2017, a major decision. The bill was largely opposed, not only from the Democratic party, who is the party in opposition of that which introduced the
Healthcare has always been a topic of great interest among the American people. Previous attempts have been made to implement a healthcare system that benefits all Americans; however, the mandate of Medicare and Medicaid in the mid-1960s has been the closest resemblance of universal healthcare system. In March of 2010, the President Barak Obama signed the most significant legislation for the U.S. healthcare system, the Affordable Care Act (ACA) also known as the Obamacare. This law was introduced to improve the quality and affordability for the health insurance industry. This act would also minimize the insurance rates for the uninsured as well as expand coverage. At the passage
Many paths will lead to the same goal, but which one is the right one for you? This question revolves around the highly debated Affordable Care Act which saves many lives each year and yet different demographics consider repealing this act necessary without a plan to replace it immediately. Because the Affordable Care Act prevents the escalation of diseases and the deaths of the thousands of Americans, the act should not be repealed but only revised to save lives and progress the country in the direction in universal health care because everyone deserves health care. The Affordable Care Act sparked a debate between Democrats and Republicans when President Obama enforced it in 2010 and continues to do so because the amount of control it gave
The Affordable Care Act is one of America’s many insurance plans to attempt to lower costs and provide a wider coverage for citizens all over the country. It is a widely controversial topic in America; especially within the past year. Although there are some people out there who support it, there are also those who base their campaigns on getting it repealed; Donald Trump is a prime example of this. When instituting this policy, Obama had very good intentions, but he was far from fulfilling his intended purpose. Today, the ACA has many flaws that affect Americans both as a whole and individually. Obamacare has raised costs for individuals, contributed even more money to America’s debt, is the complete opposite of what President Obama said it would be, it takes away civil liberties, and puts new standards on patients.
According to studies as well as experienced, the “Affordable Care Act” having glitches and fixes. But the problems cut much deeper than technology problems. According to my deep survey, a majority of respondents tells that despite website fixes or leadership changes and their faith in the “Affordable Care Act” has not increased as well. In its recent form, Affordable Care Act simply would not achieve its original missions of expanding access and making health care more often affordable or improving the quality of care for patients, and its missing the mark in addressing patients’ health requirements.
The insurance realm is part of the economy, and it helps fuel growth, when it is being regulated by the government you are limiting that growth. Not only is the government’s intervention a problem but also the overall cost of this “reform”. The affordable care act is projected to cost trillions of dollars in the long run. This can also cause employers to provide barely any coverage defeating the purpose of health insurance. According Scott Lindstrom business owners and employers will have a window in which they are required to provide their employees with these “minimal essential coverage.” After this window passes they no longer have to provide any health insurance. “Thus, employers may offer ESI (Employer-Sponsored Insurance) for a time,
I grew up with Barack Obama. He’s at least the best president from the two that were in office since I’ve been on this earth when it comes to the state of this country. By the end of George Bush’s presidency in office, the country was in an economic wreck that almost led to a second great depression, until Barack Obama passed a stimulus that saved most of our behinds. Furthermore, in 2011, he got all troops out of Iraq as he promised from the unnecessary war that was the 2003 war in Iraq. With all of this, his most important and perhaps well-known accomplishment is passing health care reform, something that most presidents past him tried to do but still did nothing. Like many presidents before him, there were some issues that he has failed to resolve, like closing down Guantanamo Bay Prison and passing gun control regulations throughout the country.
My husband and were almost killed in a car accident as passengers. Our friend's dad was driving, and his son was in front passenger seat, as we were in the back passenger seats. His son, our friend, was killed in the accident. The accident happened late 2013.
I agree with you that the affordable care is not affordable for many individuals that are having to buy insurance through the marketplace. Eighty-five percent of the individuals that purchase coverage through the marketplace, purchase the bronze or silver plans. These plans come with a lower premium but at a higher deductible rate. The bronze plan requires the insured to pay 40% cost share (Bodenheimer & Grumbach, 2016, Chapter 3). Although not detrimental when seeking preventative care or follow up visits with primary care physician, but an emergency that requires radiological and lab studies would cost the individual a large sum of money. This costly coverage is why most individuals are now underinsured. Forty-six percent of the
Healthcare is a crucial topic and is often brought up during election time. It is one of the most important aspects of life that should be heavily taken into consideration during presidential debates to determine the future of our health and well-being. With that said, Health Insurance is a persistent topic in this year’s presidential election and the topic has been steaming as Election Day closes in. Having health insurance is extremely important to our health and wellbeing. I believe in having adequate health insurance for a variety of reasons as it is crucial to not only our health and well-being, but for our future generations as well as it has a major impact on our offspring, even though some people may not realize it. Being healthy is
I do not think we should be more concerned with the prevention of illness, but I do think that we need to incorporate it when we are treating patients. I believe if we educate the patients on how to prevent the illness for instance, if they are overweight and being treated for Diabetes, we need to explain to them what steps they can take to cure this illness. Also, treatment by itself is not a cure all but a very important part along with prevention in helping patients gets better especially since most health insurance companies offer classes and some will give you a monetary reward if you successfully complete the program. For instance, Blue Cross offers a program that will reimburse you at the end of the year when you complete a certain amount
Finding the perfect Health insurance coverage has become more and more difficult in recent times. With so many restrictions such as pre-existing conditions and/or high prices, Americans have found it near impossible to secure health insurance in Texas. If you are self employed, unemployed or even under emplo yed then you may have been someone that could not secure the health insurance coverage that you deserve.
Most people in the United States do not have proper health care. Health care in the United States is not the best. Health care policies are very expensive. Most average Americans cannot afford to see a medical physician because of the high medical expenses. Americans can make changes to the health care system, by lowering health insurance cost, not discriminating, and high co-payments.
You can calculate an estimated amount of how much money you should save for the year and then as you need medical bills they take it right out of your reserve (or reimburse you after you have paid the bill.) Seems great right? It is a pretty nice option to have all of your medical expenses paid for tax-free but the only downfall is that if you don't use all of the money you allocated that year, you lose it in most plans. Now that kind of sounds unfair since technically you've earned this money by working for your company. I've never understood that part of the health savings plan.
Just like anything else you go to buy these days it cost more than what it did 20 years ago. But along with increased cost we expect the product or service to be even more spectacular. The same thing applies to affordable auto insurance. Searching for the right insurance coverage today is just a few clicks away. Before there was a long and drawn out process that took days or maybe even weeks. Then you had to wait for your copy of the proof of insurance. Today you can print them from your computer within a few seconds of paying your first installment, which is also done at super speeds. Even though the way that we do insurance has changed the fact remains that coverage is something that we are required to have regardless. So our main goal