Assignment 2a Notes 2

A lender is permitted to accept the employment information provided by the borrower on the initial loan application without asking for a letter of explanation in which of the following circumstances? A) The borrower lacks a history in an industry that requires specific skills. B) The borrower has been employed by the same company for three years. C) A recent college graduate holds a high-level position in the organization. D) The residence is more than 120 miles from the work location on a refinance.

1 Which of the following is the most important item to have before beginning to invest in real estate? A Enough non-real-estate-related income to cover your monthly expenses. A line of credit that you can access to cover your expenses while getting your business off the ground. cO A professional-looking business card. A list of Notices of Default (NODS) from your local title company or tax assessor's office.

Identification 5. It play a large role in a lender’s decision to accept your loan application.

Hi, help me with providing essay questions for basic terms in income statement?

I hired a consultant to prepare a feasibility study of a project, which I am actively considering implementing. I paid the consultant $75,000 to do the study. The fee was quite reasonable. The project involves construction of a building for which I would also need a properly located piece of land. I bought such a piece of land about 10 years ago for the unbelievably low price of 1 million. Lucky me! Based on what I describe above, I feel pretty good about the project being a success. True or False? and Why?

provide a brief description of how an organization and potential funders will know if the program implemented is successful

Plan for potential investors for 39 Storage https://www.39storage.com/ (This Company) Cover these points below Identify the problem to be solved. Introduce your solution to the problem. Discuss your beginning traction for getting sales. Identify the target market. Explain the costs of acquiring customers in your target market. Communicate the value proposition relative to competitors. Describe the basics of the revenue model. Provide financial projections, along with the assumptions. Sell the team. Identify your funding needs, and explain the use of the funds (the investment price must be stated) Describe possible exit strategies—how the investors may be able to cash out. End on a high note—remind investors why your product/service/team is so great.

In Georgia, which of the following pieces of information about a sellers loan should not be obtained from the lender by the brokerage engagement salesperson? Any current shortage on the taxes or insurance reserves in the trust account Whether the seller's loan has a pre-payment penalty The date the most recent payment was made The percentage of the sellers income used to make the monthly principal/ interest payment

Imagine you are an entrepreneur and you are going to write a request email to a National bank ,In the email, ask if the bank would be give you a loan to help you start your business

This type of investment company does not charge a load to its investors but the investors often pay a share price that is NOT equal to NAV. A. Mutual fund B. Closes-end fund C. Exchange-traded fund (ETF)

Find a video recording of a library budget presentation, watch it, and give your opinion on the budget as presented. Does it meet the professed needs of the library? What or why not?

Read each statement below and indicate whether it is a good or bad reason for using debt. Statement You have unused credit available on your credit card. Debt provides the means to make guaranteed reservations. Paying costly interest charges results in a reduction in disposable income. Debt provides protection against rip-offs and fraud. Debt provides financial flexibility in the case of emergencies. Bad reason Good reason

Give the options or list that can be inappropriate for the the client in lending and explain both.

As a manager for a hospital, you oversee a staff of marketing associates. Their job is to find doctors and persuade them to refer their patients to your hospital. Associates have a very flexible work schedule and manage their own time. They report to you weekly concerning their activities in the field. Trusting them is very important, and it is impossible to track and confirm all of their activities. Your assistant, Nancy, manages the support staff for the associates, works very closely with them, and often serves as your eyes and ears to keep you informed as to how well they are performing. One day, Nancy comes into your office crying and tells you that your top-performing associate, Susan, has for the past few weeks repeatedly asked her out to dinner and she has repeatedly refused. Susan is a lesbian and Nancy is not. Today, when she refused, Susan patted her on the bottom and said, “I know, you are just playing hard to get.” After Nancy calms down, you tell her that you will fill…

When someone says they have a "partial reliance," what precisely do they mean? What is its normal form, and how does it connect to that form?

You are the senior buyer for a growing technology company and an avid golfer You have just opened an invitation to attend the masters Golf Tournament in Georgia this coming spring. The invitation is from a supplier company that has been trying to sell you its new line of products for the past year. They will pay for everything, travel, room, meals and you'll even get an opportunity to play in the pro- am event on Wednesday before the match starts. You have read the newly released Employee Manual and there is no reference or rule that specifically states that an employee cannot accept a fully paid trip from a vendor, although there are some vague restrictions on lunches and dinners paid for by suppliers 1. Just because it is not specifically mentioned in the Employee Manual would you be acting ethically if you accepted?

You are the senior buyer for a growing technology company and an avid golfer You have just opened an invitation to attend the masters Golf Tournament in Georgia this coming spring. The invitation is from a supplier company that has been trying to sell you its new line of products for the past year. They will pay for everything, travel, room, meals and you'll even get an opportunity to play in the pro- am event on Wednesday before the match starts. You have read the newly released Employee Manual and there is no reference or rule that specifically states that an employee cannot accept a fully paid trip from a vendor, although there are some vague restrictions on lunches and dinners paid for by suppliers 1. Do you think the supplier will expect "special treatment in the next buying situation?

You are the senior buyer for a growing technology company and an avid golfer You have just opened an invitation to attend the masters Golf Tournament in Georgia this coming spring. The invitation is from a supplier company that has been trying to sell you its new line of products for the past year. They will pay for everything, travel, room, meals and you'll even get an opportunity to play in the pro- am event on Wednesday before the match starts. You have read the newly released Employee Manual and there is no reference or rule that specifically states that an employee cannot accept a fully paid trip from a vendor, although there are some vague restrictions on lunches and dinners paid for by suppliers 1. Do you accept or decline the invitation? Why?

Which of the following programs are generally funded by mandatory contributions through some form of taxation?

1. Develop/design an Enterprise Risk Management programme for a local company. 2. Make a recommendation to senior management on how to improve their current Enterprise Risk Management programme 3. Develop an Enterprise Risk Management programme for a Bank. Assume that the identified Bank does not have a well-designed ERM programme.

thanks in advance!

Prior to your Livelihood Training project, you invited many residents to attend the activity. You explained to them the objectives of the activity and your real intention of helping the community. While explaining it to your target participants, a group of mothers asked you if you can provide them financial assistance/capital after the training. As part of the project implementers, how will you motivate them to attend the Livelihood Training and at the same time informing them that there is no financial assistance is involved? Please state your response.