Which of the following entities may legally sell insurance in the state of Florida a. Religious institutions required with the state b. Risk management consultants c. Law firms specializing in insurance d. Career agency systems
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- In a self funded health plan for a commercial company, which entity bears the risk for the medical costs? A. Health Plan B. Federal Government C. Member D. The company purchasing the insuranceIn the car insurance market, how can a company convince the unisured to take up insurance?Risk management is an important facet of corporate governance. The ultimate responsibility for ensuring that the corporation meets all legal and regulatory requirements related to risk management resides with the A.) Directors and officers of the firm B.) Corporate Compliance section of the firm C.) Shareholders of the firm D.) Professional risk manager of the firm
- List two (2) categories of insurance the company is underwriting and explain at least three risks associated with underwriting each product Provide valid recommendations to mitigate each risk Identify two major liabilities of the company’s Balance Sheet and what are the possible funding sources on the asset side.Under federal law, a tax exempt Health Savings Account can only be opened for an individual who is Ο Α. covered by a qualified High Deductible Health Plan covered by Long Term Care Insurance entitled to Medicare benefits eligible to be claimed as a dependent on another person's tax return B. OC. O D.How do our current healthcare and legal systems impact the cost of insurance? ……. QUESTION TITLE :- Insurance and Healthcare and Legal Systems
- 3. For what reasons are life insurance policies bought by business firms?Which of the following statements BEST describes the primary difference between a Henim Maintenance on (IMO) and a Preferred Provider Organization (PPO A Under a PPO the insured may use any medical provider whereas providers are restricted with HMOS Under an HMO the deductibles are higher than are those of PPOS. PPOS do not provide preventive care benefits whereas HMOs do. HMOS utilize larger cost sharing than do PPOS OB CODAfter a complaint was filed against him, Broker Ike was found guilty of a license law violation. He was fined and had to pay legal fees totaling $8,900. This was paid by the Recovery Fund. What else is likely to happen to Broker Ike? . The FREC can issue a citation and the Ike's license becomes involuntary inactive. O The FREC will suspend the Ike's license until the fund has been repaid in full. O The FREC declares Ike's license null and void. The FREC will revoke the Ike's license.