Advise the Sampsons on the maturity to select when investing their savings in a CD for a down payment on a car. Discuss the advantages and disadvantages of the maturity that you recommend the Sampsons use to save for the down payment on a car.
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1. Advise the Sampsons on the maturity to select when investing their savings in a CD for a down payment on a car. Discuss the advantages and disadvantages of the maturity that you recommend the Sampsons use to save for the down payment on a car.
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- ordinary annuity, annuity due, perpetuity, growing annuity or amortization topics. Then describe steps involved in calculating it and provide an example using your financial calculator. there is a difference between EAR and APR when compounding interest. Describe this difference. Assume you are a financial investor and have to advise a customer on the difference. How would you describe the differences to them and what would you advise?If you are borrowing money to purchase a car, you should:Select an answer from the options below. A thoroughly read the loan documentsB withhold some items from the disclosureC borrow as much as you canD all of the aboveHello, Can you explain step by step question #1 and 2, what it means and how to solve it. Thank You 1. Explain how an ordinary annuity is involved when you take out an auto loan from a bank? 2. Explain why the last payment in an amortization schedule might differ from the other payments?
- Question - Building on these definitions, if I ask you in terms of an investment vs. a long term liability such as a car loan. Can you tell me which type of interest would you rather pay on: 1) The investment: Simple or Compound? 2) Car loan: Simple or Compound?Determine the decision nature of each of the following issues: Will we purchase on credit or will we borrow in the short term and pay cash?If you are borrowing money to purchase a car, the loan agreement will likely include:Select an answer from the options below. A a collision insurance policyB payment schedule to pay the principal and interestC a mortgage on your houseD payment schedule to pay the interest
- Create a plan of investment on a bank and solve its interest with respect to the rate offered and the duration of your planned investment. Solve its Simple and Compound interest and compare the two results. Between the two results, choose the type of interest you prefer and why?What happens to the interest if I pay more than my payment amount on a car or home loan? What happens to the amount that you pay overall then?Explain why a loan pays off faster if you make extra payments. Show this with an example calculation.
- A certified financial planner notes that with an unsubsidized student loan, the borrower has the choice of whether to make interest payments on the loan while still in college. She advises that making the interest payments rather than postponing them until after graduation is "always to your financial benefit ... because otherwise the interest payments will capitalize" (a) (b) Why does she believe that making the payments would be to your fi- nancial benefit? Are there good reasons some students decide to postpone making the interest payments until after they graduate? Briefly explain. What does the financial planner mean when noting that the interest payments will "capitalize"?Introduction: what mortgage points are and why people choose to opt-in for it ? what the advantages and disadvantages of using a mortgage point is ? And give an example using numbers present value and future value? Make a report.Read the passage and answer the following question(s). dis ins Homeowner and Renters Insurance: Protect Your Belongings You may be able to save hundreds of dollars a year on homeowners insurance by shopping around. You can also save money with these tips: Consider a higher deductible. Increasing your deductible by just a few hundred dollars can make a big difference in your premium. Ask your insurance agent about discourks. You may be able to get a lower premium if your home has safety features such as dead-bolt locks, smoke detectors, an alarm system, storm shutters or fire retardant roofing material. Persons over 55 years of age or long-term customers may also be offered discounts. OD. Insure your house NOT the land under it. After a disaster, the land is still there. If you don't subtract the value of the land when deciding how much homeowners insurance to buy, you will pay more than you should. Don't wait till vou have lor